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CA LIFE INSURANCE FINAL EXAM TEST 2023/2024
CA LIFE INSURANCE FINAL EXAM TEST 2023/2024 Insurable Receipt - CORRECT ANSWER--The reciept given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) Representations - CORRECT ANSWER--Statements in the application for insurance that are believed to be true to the best of the applicants knowledge are Provide the annuitant with an interest rate that is lesser of the guaranteed or current rate - CORRECT ANSWER--An annuity i...
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- • 4 pages •
CA LIFE INSURANCE FINAL EXAM TEST 2023/2024 Insurable Receipt - CORRECT ANSWER--The reciept given to a life insurance applicant when the application is completed and the initial premium is received is called a(n) Representations - CORRECT ANSWER--Statements in the application for insurance that are believed to be true to the best of the applicants knowledge are Provide the annuitant with an interest rate that is lesser of the guaranteed or current rate - CORRECT ANSWER--An annuity i...
CALIFORNIA CA LIFE INSURANCE STATE EXAM SIMULATOR (QUESTIONS AND ANSWERS)2023/2024
CALIFORNIA CA LIFE INSURANCE STATE EXAM SIMULATOR (QUESTIONS AND ANSWERS)2023/2024 Exclusion ratio - CORRECT ANSWER-An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equity ration Offers a maximum interest rate that increases annually - CORRECT ANSWER-Which of the following is NOT a feature of equity-indexed annuities? Offers long term inf...
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- • 32 pages •
CALIFORNIA CA LIFE INSURANCE STATE EXAM SIMULATOR (QUESTIONS AND ANSWERS)2023/2024 Exclusion ratio - CORRECT ANSWER-An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equity ration Offers a maximum interest rate that increases annually - CORRECT ANSWER-Which of the following is NOT a feature of equity-indexed annuities? Offers long term inf...
CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to add more insu...
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- • 35 pages •
CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd birthday and realizes that she wants to use her rider and buy more death benefit. Which of the following will apply to J's request? A: The insurer will allow J to add more insurance without proving insurability. B: The insurer will allow J to add more insurance pending a paramedical exam. C: The insurer will deny J's request to add more insu...
ACTUAL FINAL EXAM CA CALIFORNIA LIFE INSURANCE (ELABORATED QUESIONS AND ANSWERS)
ACTUAL FINAL EXAM CA CALIFORNIA LIFE INSURANCE (ELABORATED QUESIONS AND ANSWERS) According to the California Insurance Code, what is "insurance"? - CORRECT ANSWER-A contract Which of these statements correctly describes risk? - CORRECT ANSWER-Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - CORRECT ANSWER-Statement that all values and benefits are guaranteed An agent...
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ACTUAL FINAL EXAM CA CALIFORNIA LIFE INSURANCE (ELABORATED QUESIONS AND ANSWERS) According to the California Insurance Code, what is "insurance"? - CORRECT ANSWER-A contract Which of these statements correctly describes risk? - CORRECT ANSWER-Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - CORRECT ANSWER-Statement that all values and benefits are guaranteed An agent...
TEST FOR CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS
TEST FOR CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS What is meant by referring to an insurance policy as a unilateral contract? - CORRECT ANSWER-Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - CORRECT ANSWER-At all times. Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a loss exposure Which of the following information is not required...
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TEST FOR CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS What is meant by referring to an insurance policy as a unilateral contract? - CORRECT ANSWER-Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - CORRECT ANSWER-At all times. Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a loss exposure Which of the following information is not required...
CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS
CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS What is meant by referring to an insurance policy as a unilateral contract? - CORRECT ANSWER-Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - CORRECT ANSWER-At all times. Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a loss exposure Which of the following information is not required to be co...
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- • 13 pages •
CA LIFE INSURANCE EXAM WITH VERIFIED ANSWERS What is meant by referring to an insurance policy as a unilateral contract? - CORRECT ANSWER-Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - CORRECT ANSWER-At all times. Any situation that presents the possibility of a loss is known as - CORRECT ANSWER-a loss exposure Which of the following information is not required to be co...
CALIFORNIA (CA LIFE INSURANCE) PRACTICE EXAM TEST 2023/2024
CALIFORNIA (CA LIFE INSURANCE) PRACTICE EXAM TEST 2023/2024 an annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a - correct answer-single premium deferred annuity a technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the - correct answer-human life value approach when replacing a policy the producer must present the applicant with a notice regarding ...
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CALIFORNIA (CA LIFE INSURANCE) PRACTICE EXAM TEST 2023/2024 an annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a - correct answer-single premium deferred annuity a technique used to determine the amount of life insurance needed by focusing on the projected earning potential of an insured is called the - correct answer-human life value approach when replacing a policy the producer must present the applicant with a notice regarding ...
CA LIFE INSURANCE PRACTICE EXAM (QUESTIONS AND ANSWERS) 2023/2024
CA LIFE INSURANCE PRACTICE EXAM (QUESTIONS AND ANSWERS) 2023/2024 A key person is typically all of the following, except: - CORRECT ANSWER--Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct...
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CA LIFE INSURANCE PRACTICE EXAM (QUESTIONS AND ANSWERS) 2023/2024 A key person is typically all of the following, except: - CORRECT ANSWER--Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct...
PEDIATRICS HESI PRACTICE QUESTIONS AND ANSWERS
PEDIATRICS HESI 2024 LATEST AND UPDATED EXAM
TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST ATI Pharmacology proctored(LATEST 2023)